Home Mortgages

Whether you are looking to purchase a home or refinance your current mortgage we have a variety of mortgage loan options to assist you.  If you are looking for a better interest rate, need to consolidate some debt, or have home improvements in mind, let us help you find the program that best fits your needs.

We have a dedicated mortgage lending specialist to walk you through every step of the way.

 

Available Loan Options for purchases and refinances:

  • Conventional Mortgages - Fixed and adjustable-rate mortgage products with as little as 3% down and the ability to fix your interest for 10, 15, 25 or 30 years with competitive rates.

  • FHA Loans - Low down payment and streamline refinances for eligible borrowers. 

  • USDA RD Loans - 100% financing for eligible areas and eligible borrowers.  This is a great loan option for low to moderate income families and individuals.

  • VA Loans - 100% financing for eligible veterans.

  • Jumbo Loans - Fixed and adjustable-rate mortgage products for loans in amounts ranging up to $1 million.

  • Free Pre-Qualifications - We offer free pre-qualifications, so you can shop for a home knowing that you can afford the mortgage.

 

Click here for our mortgage loan officers' NMLS numbers.

WHAT IS AN NMLS NUMBER?

An NMLS Nationwide Mortgage Licensing System (and Registry) identification number is a unique identifier assigned to every registered Mortgage Loan Officer (MLO) allowing consumers to search for Mortgage Loan Officers by the NMLS ID # and gain information about the Mortgage Loan Officer.

NMLS is the legal system of record for licensing. It is the official and sole system for companies and individuals seeking to apply for, amend, renew and surrender licenses managed in the NMLS. It was created by the Conference of State Bank and the American Association of Residential Mortgage Regulators. The system has been built and maintained by FINRA (Financial Industry Regulator Authority).  NMLS streamlines the licensing process by providing a centralized and standardized system for mortgage licensing.

 

Interest rates and fees are subject to change. Call or come by for current rates.

 

This calculator is for informational purposes only and not intended to provide financial advice. The examples are hypothetical and for illustrative purposes, please call Rena Sanders at 870-793-2717 for additional information and to answer any questions you may have.

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