At the Bank of Cave City, we understand small business because we've been one for over 100 years, and we have experience in handling the particular banking needs of a farming operation. Our Essentials checking account offers the basic tools needed to get your business up and running, while our Advantage account offers the Essentials services and allows you to earn interest on your balance. The Affirm account is specifically for non-profit organizations and public funds, allowing owners to save money and earn interest on balances.

Essentials Checking

If you need a checking account to manage your business and banking needs, then our Essentials Account will get you started with the basic tools most businesses require.

  • Free imaged statements
  • Free statement organizer
  • Free MasterCard debit card
  • Free Internet Banking
  • Free BillPay
  • Free deposit zip bag with Night Deposit Service
  • Free coin processing
  • No fee for return deposit items
  • No monthly service fee*

*No service fee if a $500 balance or more is maintained each day of the monthly statement cycle, $6 fee if balance falls below $500 any day in the monthly statement cycle.

Advantage Checking

Advantage Checking, ideal for growing businesses, includes all of the Essentials checking services, along with the added feature of drawing interest on your balances.  The tiers offer higher rates for higher balances, so the more you have, the more you will earn.

  • Free imaged statements
  • Free statement organizer
  • Free MasterCard debit card
  • Free Internet Banking
  • Free BillPay
  • Free deposit zip bag with Night Deposit Service
  • Free coin processing
  • No fee for return deposit items
  • Tiered interest based on balance*
  • No monthly service fee**

*No interest earned on balances of less than $1,000

**No fee if a $1,000 balance or more is maintained each day of the monthly statement cycle, $10 fee if balance falls below $1,000 any day in the monthly statement cycle.

Affirm Checking

Bank of Cave City supports the efforts of non-profit and public organizations to build a stronger community for all of us.  The Affirm account allows owners to save money on banking services and earn interest on balances, helping our churches, schools, public offices, lodges and organizations do their good work better.

  • Free imaged statements
  • Free statement organizer
  • Free MasterCard debit card
  • Free Internet Banking
  • Free BillPay
  • Free deposit zip bag with Night Deposit Service
  • Free coin processing
  • No fee for return deposit items
  • Tiered interest based on balance*
  • No monthly service fee

*No interest earned on balances of less than $1,000

More Business Banking Services

  • Visa and MasterCard merchant services
  • Automatic Clearing House
  • Wire Transfers
  • Internet Banking

All Bank of Cave City MasterCard debit cards are subject to approval, and we may require an account open 30 days or more before issuance.

All checking account interest rates are variable and subject to change.  Please call for current rates.